Azeez bought a piece of land at RM240 000 as investment. He paid RM1 600 of agent commision for the transaction. The land was vacant for 3 years. After 3 years, Azeez sold his land to his neighbour for RM270 000. Total legal cost amounted to RM5 000. Find the returns on investment for Azeez.

Azeez membeli sebidang tanah pada harga RM240 000 sebagai pelaburan. Dia membayar RM1 600 sebagai komisen ejen untuk urusan jual beli itu. Tanah itu dibiar kosong selama 3 tahun. Selepas 3 tahun, Azeez jual tanah itu kepada jirannya sebanyak RM270 000. Jumlah kos guaman ialah RM5 000. Cari pulangan pelaburan bagi Azeez.

____ %

Zul bought a commercial lot at RM450 000 as investment. He spent RM15 000 to renovate the commercial lot. He rented out the commercial lot for RM2 800 per month. After two years, the tenant bought the commercial lot from him for RM550 000. The legal cost for the transactions amounted to RM18 000. Find the returns on investment for Zul.

Zul membeli satu lot komersial pada RM450 000 sebagai pelaburan. Dia membelanjar RM15 000 untuk mengubahsuai lot komersial itu. Dia sewa lot komersial itu dengan sewa bulanan RM2 800 selama 2 tahun. Selepas 2 tahun penyewa membeli lot komersial itu dengan harga RM550 000 daripada Zul. Kos guaman bagi urus niaga itu ialah RM18 000. Cari pulangan pelaburan bagi Zul.

____ %

Azmi invested RM15 000 buying the shares of Company M. After 9 months, he sold all the shares and obtained RM16 400. Find the returns on investment.
Azmi melabur RM15 000 membeli saham Syarikat M. Selepas 9 bulan, dia menjual semua saham itu dan mendapat RM16 400. Hitung pulangan pelaburan itu.

ROI = _____ %

Barul invested RM12 000 buying the shares of Company X at a price of RM2.50. After 6 months, he sold all the shares at the price of RM2.64. During that period the company declared dividends of 8 sen per share. Find the returns on investment.

Barul melabur RM12 000 membeli saham Syarikat X pada harga RM2.50. Selepas 6 bulan, dia menjual semua saham itu pada harga RM2.64. Dalam jangka masa itu Syarikat X mengisytiharkan pembayaran dividen 8 sen sesyer. Cari pulangan pelaburan.

ROI = _____ %

Kamal invested RM20 000 buying the shares of Company Y at a price of RM1.60. After a year, he sold all the shares at the price of RM1.77. During that period the company declared dividends of 12 sen per share. Find the returns on investment.

Kamal melabur RM20 000 membeli saham Syarikat Y pada harga RM1.60. Selepas satu tahun, dia menjual semua saham itu pada harga RM1.77. Dalam jangka masa itu Syarikat Y mengisytiharkan pembayaran dividen 12 sen sesyer. Cari pulangan pelaburan.

ROI = _____ %

EPF (Employees Provident Fund) declared dividends of 6.9% for year 2017. Ming has a balance of RM85 000 in his account at EPF. How much dividends will he receive?
KWSP (Kumpulan Wang Simpanan Pekerja) mengisytiharkan dividen 6.9% bagi tahun 2017. Ming mempunyai simpanan RM85 000 dalam akaun KWSP. Berapakah dividen yang akan diterima?

ABC Growth Fund (unit trust) declared dividends payment of 7 sen per unit for its unitholders. Jamiliah has 3420 units of ABC growth fund. How much dividends will she receive?
ABC Growth Fund (unit amanah) mengisytiharkan pembayaran dividen 7 sen seunit bagi pemegang unit. Jamiliah mempunyai 3420 unit ABC Growth Fund. Berapakah dividen yang akan diterima?

Company Q declared a bonus share issue of 1 : 4 (one bonus share for every 4 existing shares). Jamal has 12 600 shares of Company Q. How many bonus shares will he receive?
Syarikat Q mengisytiharkan syer bonus 1 : 4 ( satu syer bonus untuk setiap 4 syer yang dipegang). Jamal mempunyai 12 600 syer Syarikat Q. Berapa syer bonus yang akan Jamal menerima?

Faiz invested RM25 000 to buy shares of company Z at the price of RM2.00 per share. After 2 months the company declared bonus issue of 3 : 5. On 31 Oct, the price of Company Z is RM1.42. What is the value of Faiz’s investment on 31 Oct?

Faiz melabur RM25 000 membeli saham Syarikat Z pada harga RM2.00 sesyer. Selepas 2 bulan Syarikat Z mengisytiharkan bonus share pada kadar 3 : 5. Pada 31 Okt, harga syer Syarikat Z ialah RM1.42. Berapakah nilai pelaburan Faiz pada 31 Okt?

Mariah invested RM12 000 to buy shares of Company M at the price of RM1.60 per share. After 2 months the company declared bonus issue of 2 : 3. At the end of the year, Company M’s share price is RM1.35. If mariah sells all her shares in Company M, what is her returns on investment.

Mariah melabur RM12 000 membeli saham Syarikat M pada harga RM1.60 sesyer. Selepas 2 bulan Syarikat M mengisytiharkan bonus syer pada kadar 2 : 3. Pada akhir tahun harga syer syarikat M ialah RM1.35. Jikalau Mariah menjual semua syer Syarikat M, apakah pulangan pelaburan?

ROI = _____ %

State the three benefits of adopting cost averaging strategy.
Nyatakan 3 kelebihan mengamalkan strategi pemurataan kos.

Finished? (click Yes when finished)

Adam adopted cost averaging strategy in buying shares of Company A. He invested RM3 000 monthly in the shares of Company A for 6 months. Below are the share prices when he bought the shares.
a) Calculate the cost per share for his purchase.
b) He sold his shares in July for RM1.08 and there was no dividends declared during this period. Find the ROI of her investment.

Adam mengamalkan strategi pemurataan kos apabila membeli saham Syarikat A. Dia melabur RM3 000 setiap bulan dalam saham Syarikat A selama 6 bulan. Berikut ialah harga saham apabila dia membeli saham syarikat A.
a) Hitung kos purata seunit syer.
b) Adam menjual saham dia pada harga RM1.08 di bulan Julai. Tiada sebarang dividen diisytiharkan pada jangka masa itu. Cari pulangan pelaburan Adam.

a) RM _______ per share
b) ________ %

Atika adopted cost averaging strategy in buying shares of Company B. She invested RM5 000 monthly in the shares of Company B. Below are the share prices when she bought the shares for the last 6 months.
a) Calculate the cost per share for his purchase.
b) The company paid dividends of 5 sen per share in September. She sold her shares in October for RM3.15.  Find the ROI of her investment.

Atika mengamalkan strategi pemurataan kos apabila membeli saham Syarikat B. Dia melabur RM5 000 setiap bulan dalam saham Syarikat B selama 6 bulan. Berikut ialah harga saham apabila dia membeli saham syarikat B.
a) Hitung kos purata seunit syer.
b) Syarikat B membayar dividen sebanyak 5 sen sesyer dalam bulan September. Atika menjual saham dia pada harga RM3.15 di bulan Oktober. Cari pulangan pelaburan Atika.

a) RM _______ per share
b) ________ %

Ah Huat bought a single storey terrace house at RM450 000. The house was rented out with monthly rental of RM1200 for 2 years and was left vacant for a year. After that Ah Huat sold the house for RM580 000. Calculate the returns on investment if Ah Huat incurred legal fee of RM20 000 and agent commision of RM14 000.

Ah Huat membeli sebuah rumah teres setingkat dengan harga RM450 000. Rumah itu disewa keluar dengan sewa bulanan RM1200 selama 2 tahun dan di kosongkan selama 1 tahun. Selepas itu Ah Huat menjual rumah itu dengan harga RM580 000. Hitung pulangan pelaburan jikalau Ah Huat kena menanggung kos guaman sebanyak RM20 000 dan komisen ejen RM14 000.

ROI = _____ %

Prisha invested RM16 800 in a unit trust when the price of the unit was RM4.20. She sold the units 2 years later at RM4.12. During the period the unit trust paid out dividend twice, 18 sen per unit and 15 sen per unit. Calculate the returns on investment.

Prisha melabur RM16 800 di unit amanah apabila harga unit adalah RM4.20. Dia menjual unit itu selepas 2 tahun pada RM4.12. Pada jangka masa itu unit amanah membayar dividen dua kali, iaitu 18 sen seunit dan 15 sen seunit. Hitung pulangan pelaburan itu.

ROI = _____ %

Karim invested RM30 000 in Company Y at the price of RM0.80 per share. After 3 months, the company declared bonus share at the ratio of 2 : 5 (2 bonus shares to 5 existing shares) karim sold all his shares at RM0.72 after two years. Calculate the returns on investment.

Karim melabur RM30 000 di Syarikat Y pada harga RM0.80 sesyer. Selepas 3 bulan syarikat itu mengisytiharkan bonus syer dengan kadar 2 : 5. (2 syer bonus kepada 5 syer yang dipegang) Karim menjual semua syer pada harga RM0.72 selepas dua tahun. Hitung pulangan pelaburan Karim.

ROI = _____ %